A USDA loan is a loan that is guaranteed by the United States Department of Agriculture.
The USDA program offers zero down payment financing for those meeting the program guidelines, income limits and who are purchasing a primary residency in an eligible location.
Besides meeting income and property location requirements, there are other USDA guideline categories to explore.
2021 USDA Income Limit
County | 1-4 Persons | 5+ Persons |
---|---|---|
Los Angeles Count | $138,000 | $182,150 |
Orange County | $156,250 | $206,250 |
Riverside County | $91,900 | $121,300 |
San Diego County | $142,400 | $187,950 |
You can find the limits for other counties in the US here: USDA Loan limits by County
Search for USDA owned homes
This overview is not all inclusive and does not include all guidelines or potential qualifying situations. Contact us or your lender for additional information that applies to your situation.
Laura Borja | Senior Mortgage Consultant | NMLS#199107
Cell: (619) 992-4061
laura@lauraborja.com
27271 Las Ramblas ste 350 Mission Viejo CA 920691
©Laura Borja 2008-2021 All Rights Reserved | Site Design by Lulu Bee Marketing
This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. Intended for California Consumers Only.
Ocean Lending Home Loans Inc. NMLS ID #1626788 (www.nmlsconsumeraccess.org). 27271 Las Ramblas ste 350 Mission Viejo CA 92691 (888) 508-5030. All rights reserved. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Ocean Lending is not affiliated with any government agency. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License# 41DBO76602 and Finance Lender Law License #60DBO71981.